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Self-Managed Super and MCCA

Introducing our latest finance product tailored for Self-Managed Super Funds (SMSFs) in Australia, designed to meet the needs of the Muslim community.

The MCCA SMSF finance solution is available for both residential and commercial properties, providing flexibility and diversification opportunities for your SMSF.

We help SMSFs secure the funding they need to invest in real property, both residential and commercial.

Residential & Commercial Features

Residential Finance
 
Maximum LVR 80%
✅
Maximum finance amount
$2,500,000
Minimum finance amount
$100,000
Rental facility rate Only (1-5 years only)
✅
No Redraw
🚫
Split Finance contracts
🚫
Refinance options
✅
Commercial Finance
 
Maximum LVR 75%
✅
Maximum finance amount
$5,000,000
Minimum finance amount
$100,000
Rental facility rate Only (1-5 years only)
✅
No Redraw
🚫
Split Finance contracts
🚫
Refinance options
✅

Marketing values
and community.

How Ahmed — a marketing professional — brought his passions to life while working at MCCA.

From conventional to
Islamic finance.

Adam’s journey to incredible impact in the Islamic finance space.

From our team:
A day at MCCA

What a day working at MCCA can look like.

For financing options to achieve your SMSF’s goals, consider MCCA’s SMSF Finance option

If your SMSF is in need of this additional financing support, MCCA is delighted to help.

Get in touch with us today via the form below, and we’ll be in touch with you to discuss how we can help make your SMSF’s objectives a reality.

Frequently Asked Questions

SMSF financing is an arrangement which allows an SMSF to borrow money towards the purchase of an investment property.

This financing allows the SMSF to invest in the property market and potentially create additional income and capital growth within the super fund in question.

SMSF financing can be a useful tool for members of our community seeking to grow their SMSF retirement savings through property investments.

It can also be appealing for SMSFs who have a good understanding of the real estate property market and want to exploit its potential.

We help SMSF clients, operators and advisors who may be looking to:

* Refinance an existing SMSF loan
* Purchase a commercial property for a business through an SMSF
* Invest in property in order to generate wealth upon retirement

Please note: We only finance SMSFs with a company as trustee.

Financing for SMSF clients can be more complex due to requirements under Australian super and and tax law regimes.

When investing in property through an SMSF financing option, it is important to keep in mind that financing for SMSFs can be more complex compared to traditional mortgages or commercial property loans.

Before applying for an SMSF financing option, you must have an existing SMSF in place. This includes setting up a separate trust to hold the property.

To navigate the details of SMSF financing, we advise that you obtain independent financial, legal and tax advice about this specific type of financing.

If you are looking for SMSF financing and fulfill the above requirements, talk to a MCCA representative about applying for SMSF financing.

Enquire now: The MCCA Self-Managed Super Funds

If you’re keen to find out more, fill out the form below. One of our team members will be in touch with you as soon as possible!

Updates & Forms

Quarterly Performance Update:

Download our most recent performance update while considering your SMSF options.

Learn More →

MCCA
Income
Fund:

Find out why the MCCA Income Fund may be the ideal investment for your SMSF.

Learn More → 

Shariah
Compliance

Learn more about our Shariah Board, who help ensure all our investments are Islamically sound.

 

Learn More → 

Finance Application

We congratulate you for making the right choice and selecting the halal home loan alternative. Firstly, complete the home mortgage form below. Once you have completed and submitted this form, a dedicated MCCA sales executive will contact you within 1 business day to walk you through the next stage of your application.