Buy now or wait?


Housing affordability… housing bubble???

It seems that these days everyone – from our nation’s leaders to the average person on the street – has a view on Australia’s housing affordability issue.

“you must ask yourself “

Q: is housing affordability an issue?

A: if I was an average first home buyer, particularly in Sydney or in Melbourne: most probably

So, should I look to buy later when affordability may be better?

Sounds reasonable, right?

Q: what is my trade-off?

If I buy now, I pay today’s price that might be lower or higher than the price I may pay if I buy later

If I buy later, I will pay the later price that may be lower or higher than today’s price

“when is the right time”

Q: But when is later? 3 months?… 1 year?… How will I decide?

Most of us have a view on the outlook for the housing market based on what we see in the last news cycle, but is that correct ?

Watch this space for part two and the conclusion



An Introduction to Islamic Finance

A seminal book on Islamic finance by the world-renowned Mufti Taqi Usmani, this is a must-read for anyone interested in the key concepts, rules, and ideas behind modern Islamic finance.


InFinance | Is Islamic finance in Australia scalable?

Mr Kingsley David, Executive Director of MCCA, had the honour of authoring the first series of articles on Islamic finance for FINSIA on its flagship InFinance platform. In this article, Mr David shared his expertise on the challenges in commercialising Shariah-certified products, delving deep into the question: can these products be funded in Australia?

Upward Trends in Brisbane and Adelaide’s Property Markets 

At a time when a pandemic, rising inflation and interest rates and a global economic crisis are fluctuating supply and demand in the property market, predicting the outlook for Australian property markets is no easy task. We take a look at the trends in two markets that are given less attention than the “big 2” (Sydney and Melbourne): Brisbane and Adelaide.

Finance Application

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