Buy now or wait?


Housing affordability… housing bubble???

It seems that these days everyone – from our nation’s leaders to the average person on the street – has a view on Australia’s housing affordability issue.

“you must ask yourself “

Q: is housing affordability an issue?

A: if I was an average first home buyer, particularly in Sydney or in Melbourne: most probably

So, should I look to buy later when affordability may be better?

Sounds reasonable, right?

Q: what is my trade-off?

If I buy now, I pay today’s price that might be lower or higher than the price I may pay if I buy later

If I buy later, I will pay the later price that may be lower or higher than today’s price

“when is the right time”

Q: But when is later? 3 months?… 1 year?… How will I decide?

Most of us have a view on the outlook for the housing market based on what we see in the last news cycle, but is that correct ?

Watch this space for part two and the conclusion



An Introduction to Islamic Finance

A seminal book on Islamic finance by the world-renowned Mufti Taqi Usmani, this is a must-read for anyone interested in the key concepts, rules, and ideas behind modern Islamic finance.


Finance Application

We congratulate you for making the right choice and selecting the halal home loan alternative. Firstly, complete the home mortgage form below. Once you have completed and submitted this form, a dedicated MCCA sales executive will contact you within 1 business day to walk you through the next stage of your application.